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Professional
Experience (Cont'd)
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Jan
1987 - Present
Regions
Financial Corporation, Birmingham, AL (Cont'd)
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Feb
2003 -
Jun
1994 |
Credit
Policy and Risk Management
Senior
Credit Analyst
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Designed,
implemented and maintained the web based
Corporate Lending Policy. Went from paper
manuals to web based html . |
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Designed,
implemented and maintained all electronic credit
forms associated with the lending policy.
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Handled
receipt, logging in and out and tracking status
of all large commitment loans coming into our
department for higher level approval. |
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Designed
and prepared monthly Portfolio Analysis Reports
which compared summary statistics, i.e. Total
portfolio, Non-performing assets, delinquencies,
etc. by branch, by region and by corporation for
the current month, previous month, previous
quarter-end and previous year-end. |
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Wrote
all credit related reports as necessary for
monthly reporting as well as special reports as
requested using Kirchman Execuwriter system. |
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May
1994- Jan 1987 |
Credit
and Loan Review Department
Credit
Clerk
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Maintained,
revised and distributed paper-based Corporate
Lending Policy manual. |
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Designed
and prepared financial and credit related
reports for senior management meetings held
monthly as well as for Board Meetings held
quarterly. Some of these reports included |
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Delinquency reports
for all portfolios (YTD, QTD, MTD). |
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Charge-Off reports. |
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Prepared monthly Loan Loss
Reserve for the banking system. This included on
a quarterly basis, preparing and compiling the Loan
Loss Reserve Analysis for the Board Meeting. |
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Prepared
Officer Profiles on each lending officer in the
banking system. These profiles detailed
information in loan volume (by FDIC code),
Graded Loans, Non-Performing Assets, Loan
Delinquencies. These reports were used in
officer evaluations as well as an indicator for
possible adverse trends. |
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Responsible
for annual Dun and Bradstreet and TRW credit
report contracts and for running reports as
requested. |
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Prepared
Loan Review reports for branch audits. |
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Jan
1974
-
July
1981 |
McGraw-Edison
Company - Rolling Meadows, IL
Executive
Assistant to EVP & Officer - Human Resources
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Participated
in "Management Capabilities Audit
Program" including follow-up and
maintenance of psychological evaluations and
related confidential materials. |
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Independently
responsible for compiling and monitoring all
departmental budgets.
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Worked
with director in implementation of new employee
philosophy, PEP (Positive Employee Philosophy)
which was a "Discipline without
Punishment" approach. |
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Solely
responsible for maintaining records of union
activity throughout the corporation, which
included NLRB elections and Unfair Labor Board
charges. |
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Solely
responsible for maintaining records of
EEOC allegations for the corporation.
Responsible for tracking status of all charges. |
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Worked
with aviation department in management and
scheduling of four corporate aircraft (Gulfstream
II, Falcon 10, Falcon 20 and Conquest Citation). |
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